Did your Loan Modification get declined?
Did you reject a loan modification because the terms offered to you were  NOT Affordable?

You may be eligible for HAFA !
HAFA ( Home Affordable Foreclosure Alternative) is the new program designed for homeowners who cannot afford their mortgage  payment and who are not eligible for the HAMP (Home Affordable Modification Program).

Call me for HELP there are solutions!
Cell: 510-364-0620



Asset managers:
Below is a brief summary of my abilities and experiences in the REO market  

I look forward to becoming an REO Agent for your bank and servicing the various Bay Area counties. I believe the qualities you seek are well matched by my dedication, professionalism, marketing techniques and years of REO experience. I can assuredly provide the utmost effort for your company that will enable me to sell properties. I dedicated myself as a REO agent, exclusively working with bank-owned properties since 2005. I place special care into each property, every step of the way. On the average, the properties I have cleaned, hauled and repaired sold for 7-15% more than the asking price. I can identify repairs at a minimal cost to the bank to get it ready for FHA or conventional loans. I frequently accompany the Sheriff on eviction, secure and re-key properties, and turn utilities on in my name if needed. I coordinate the trash out and in some cases, manage the tenant’s removal of personal property. In case of any emergency, I can also provide BPO’s within 24 hours or less and am always available to call. My desire to work hard never falters.

Technical Highlights
Pre-Listing Advertising
Weekly email updates on marketing and showing feedback.
Exclusive availability to Lock Smiths, General Contractors, handymen, house cleaning services, and carpet cleaning services.
Our office has a client base of several investors as well.
Bi-Weekly yard mowing and trash cleanup
Bi-Monthly cleaning (first initial deep clean then surface cleaned bi-monthly till close of escrow)
Electric and Water on within 72 hours of obtaining a listing.
For Sale Sign and MLS entry within 24 hours of obtaining the listing. Video tour
200+ web sites Realtor.com, Truilia.com, Zillow.com etc.
Realty World Corp pays to have our listings on Trulia.com front page for more exposure to capture leads directly to our personal email and Personal web site.
Personal website, Office Web site
Open Houses
Foreclosure Tour
Office Tour
Property visits 3 to 4 times per week
Brokers Open

What makes it work? I handle all the listings but I have a cleaning crew, gardening crew, transaction coordinator, open house team and a flow coordinator so that multiple listings can easily be handled. Organization is the key. Time is of the essence. 

Specialties

I speak fluent Spanish

Services                                                                                                
•Occupancy Inspections
•Secure Property
•Board Up
•Cash for Keys
•Re-Key
•Evictions (accompany sheriff if applicable)
•Attend court eviction (if applicable).
•BPO's
•Clean Outs
•Trash Outs
•Value Added Repair Analysis (Repairs)
•Payoff and clear utility liens if needed
•Winterization (if applicable)
•Ongoing maintenance and weekly property inspections
•Monthly reporting & updated BPO’s
•Advertising and Marketing to buyer’s agents and our in house database of local investors

Billing
•We have the financial ability to advance payments to a variety of vendors subject to reimbursement from asset management/bank companies at a later date. These may include, but are not limited to, utility bills, minor repairs, property maintenance, HOA payments, re-key, Cash for Keys advancements. We are willing to advance funds for and bill companies on a monthly basis. We have carried up to $25,000 to $35,000 in the past.

•Key Performance Indicators
· Sales to List Price Ratio: 99.62%
· CFK success Ratio: 94%
· Average Days on Market: 47.81  

Experience
Reo Agent
Realty World Neighbors (Self-employed)
January 2002 – Present (8 years + months) 

Companies we are approved with and have worked for:
New Vista management            
OneWest Bank
First Federal Bank of California
Specialized Asset Management
Vendor Resource Management
Nationwide REO Brokers
Green River Capital
Servicelink
Default Servicing LLC
REO World
Kondaur
Titanium Solutions (Home Retention Consultant)
and others

BPO companies
Pro Teck Valuation Services
Altisource
Disposolutions

Realtor Associate. Generate Broker Price Opinions. REO asset management and sales, Short Sales. The locations I served in are Fremont, Newark, Union City, Hayward, San Lorenzo, San Leandro, Oakland, Castro Valley, Danville, San Ramon, Dublin, Pleasanton, Livermore, Walnut Creek, Concord in Alameda, Contra Costa, San Francisco, Santa Clara, San Mateo Counties in Northern California. (Bay Area).

Associations: NAHREP, NAR, CAR, Res.net, Equator

 

 
 

Languages English Spanish	Specialties Country Property Custom Home Dream Home Executive Home First Time Buyers Investment Land Luxury Home Move-Up Home New Construction New Home Quality Home Relocation Residential Retirement
Designations Certified Distressed Property Expert Short Sales and Foreclosures Resource

External Links
HAFA Making Home Affordable
Certified Distressed Property Expert
HUD.GOV
DSNEWS

Professional Affiliations

• NAR
• CAR
• NAHREP
• Certified HAFA Specialist, CDPE